up to £750
CreditStar short term loans can be applied for from £100 to £300, the loan repayment is usually between 5 to 30 days but have recently started to offer loans with a 6-month repayment period.
CreditStar short term loans can be applied for from £100 to £300, the loan repayment is usually between 5 to 30 days but have recently started to offer loans with a 6-month repayment period. The loan is repaid on the date your salary is paid into your bank account. Existing and returning customers are able to borrow up to £700 as long as they have had a fully paid loan before from CreditStar in the past. Credit Star loans are intended for short-term use only and are not suitable for long term borrowing. They take a meticulous approach in assessing each loan application and reserve the right to decline any application irrespective of any previous history you may have .
Representative Example: Amount of credit: £300 for 4 months. Interest: £185.68. Interest rate: 274%pa (fixed). Four repayments of: £121.42. Total amount repayable: £485.68. Representative 1081.24% APR. Representative example: Loan £100 over 40 days. Interest rate 292% pa (fixed). Total amount payable £132. Representative 1160% APR.
How quickly do I get my loan?
Once your CreditStar personal loan has been approved transfer times are usually within 30 minutes, paid directly into your bank account. CreditStar loans are funded between 9 a.m. and 8 p.m. 7 days a week. You are able to manage your personal loan account online.
How do I repay my loan?
CreditStar use bank transfer for repayment of their loans, they will remind you of the due date and amount three days before the payment is due by email or SMS text message. It is imperative to have funds available in your account on the day your instalment is due as it could lead to late payments from both your bank account and CreditStar.
What happens if I miss payments?
Should you be in danger of failing to make your repayment on time, you may incur a charge of £15, this will be added three days after the original payment has been missed. It is very important to contact the customer care team on 0203 695 7544, They are very friendly and will help you to arrange unaffordable prepayment plan. Credit Star charges are capped at 0.80% interest per day, the default charge cap is £15, and the total cost cap is 100%.
Loan Qualification Criteria
- You must be a UK citizen with a UK bank account
- You must be employed with a regular income
- You must be over 18 years of age
- You must be able to repay the loan on the agreed date
- CreditStar are authorised and regulated by the Financial Conduct Authority
- CreditStar UK is part of CreditStar Group. An international operator of trusted consumer finance brands in multiple European countries.
Please be aware: late repayment can cause you serious money problems – be sure you can take on a loan. For facts on borrowing, plus advice, see the Government’s website, www.moneyadviceservice.org.uk or seek other debt advice from StepChange, National Debtline or Citizens Advice Bureau.