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Dot Dot Loans

up to £750

Dot Dot loans offer short-term online loans from £100 to 1250, new customers can only apply up to £600 and the loan has to be repaid within 9 months.

Get a Payday loan with Dot Dot Loans

Dot Dot loans offer short-term online loans from £100 to 1250,  new customers can only apply up to £600 and the loan has to be repaid within 9 months. Existing customers have the opportunity to apply for higher value loan and payment terms of over 12 months.  There are no hidden charges with a Dot Dot loan, the interest on the loan is agreed with you upfront so there are no additional fees and they have a very helpful customer service team if you need some advice regarding your finances.  They will help you work out an affordable payment plan. You have access to a personal account once your loan has been accepted where you are able to manage your account online conveniently, 24 hours a day.

Representative Example: £300 loan repayable over 6 months at £94.50 per month, Rate of interest 89% fixed; Representative 976.5% APR, Total Amount Payable is £567.

How quickly do I get my loan?

Dot Dot loans are approved from 8:30 until 4:30 Monday to Friday,  the majority of funds are transferred within one hour, however, applications made outside of working hours will not be approved until the next working day, so fund transfers will take longer.

How do I repay my loan?

Dot Dot loans are repaid by direct debit from your chosen bank account,  payments will be taken on the agreed date made at application. It is very important to make sure you have funds available,  as missed payments can leave a trace on your credit reference. There are no penalties for early repayment.

What happens if I miss payments?

Dot Dot loans do not charge any missed or late payment fees but will try to work with you to arrange an affordable plan.   They have a very good customer care team available on 0330 045 0725, this phone line is open Monday to Friday 8:30 until 4:30.   Dot Dot loans would prefer to work out a financial budget with you to save future credit detriment.

Loan Qualification Criteria

  • You must have been a UK resident for at least 6 months
  • You must be over 18 years old
  • You must have a minimum income of £400 from either employment or benefits (or both) or be self -employed

Regulator information

  • Dot Dot Loans is a trading name of Shelby Finance Limited, who are fully authorised and regulated by the FCA
  • Dot Dot Loans are owned by Morses Club PLC, with a history going back over 130 years in the finance world.


DotDot Loans0330 045 0725


Warning: Late repayment can cause you serious money problems. For help, go to:, we would also recommend the following unbiased organisations:

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