up to £750
Fernovo offer short term loans between £100 and £1,000. Their payment instalments periods are from 1 to 6 months. and are tailored to your needs.
About Fernovo Loans
Fernovo offer short term loans between £100 and £1,000. Their payment instalments periods are from 1 to 6 months. and are tailored to your needs. Fernovo offer a full online account management system and you can save money loans by making early repayments as interest is charged over the time the loan runs. A customer services team at the UK call centre is on hand to deal with any queries you may have. You can also access your account online 24 hours a day via desktop, mobile or tablet. Fernovo boasts of best rates, a fair, transparent approach, and Fernovo’s NOVOQuote™ is a ‘decision engine’ that is super smart and completely unique provides you a pre-approval response in under 60 seconds and with total anonymity. The Fernovo application process, also provides you with full feedback on your application status.
Representative Example: Total amount of credit: £300, duration of the agreement: 90 days. Interest: £92.85. Three payment of £130.95, total amount repayable £392.85. Interest rate: 180% pa fixed. Representative 447.50% APR.
How quickly do I get my loan?
Loans are funded 24 hours a day, 7 days a week and once approved funds are sent within 15 minutes to your chosen bank account via the faster payment system which is free of charge. You will be sent an email of acceptance and then the funds will be deposited. Should your bank not use the faster payment facility homes are usually transferred within 24 hours.
How do I repay my loan?
Loan instalments are usually collected on the agreed payment date from your debit card, it is very important that you ensure the funds are in your account on the payment date as this could incur a late payment fee.
What happens if I miss payments?
If you have an unforeseen financial problem and feel that you may miss your schedule payment, it is imperative that you contact the Fernovo customer care team quickly on 0203 476 5171. They aim to help customers in all kinds of situations and will help you to arrange an affordable payment plan. It is wise to understand that that missed payments could leave a trail on your credit score. As a new lender in the market they are very committed to listen to their customer’s needs
Loan Qualification Criteria
- You must be at least 18 years old to apply for a Fernovo loan
- You must be a UK citizen
- You must have a UK bank account and have a valid debit card
- You must be in regular, paid employment or self-employment with a regular income
- Fernovo are authorised and regulated by the Financial Conduct Authority
- Members of the Consumer Credit Trade Association
- Fernovo Online Lending, Fernovo, Fernovo.co.uk and Fernovo.com are all trading names of Quidie limited
Fernovo 0203 476 5171 email@example.com app.fernovo.com
Late repayments can often lead into serious money problems, for help before you find yourself in trouble, go to www.moneyadviceservice.org.uk and they will give you unbiased advice on how to address your financial issues.