Best seller

Lending Stream

up to £750

Lending Stream offer short term payday and instalment loans that can be repaid in up to 6 months Loan amounts are from £100 to £800 to new customers.

Get a payday loan with Lending Stream

Lending Stream offer short term payday and instalment loans that can be repaid in up to 6 months  Loan amounts are from £100 to £800 to new customers. Lending Stream make a personalised decision on your loan application and it is not based solely on your credit score.  They will take all aspect of your financial situation into account, and can accept those with a poorer credit rating , some benefits may be taken into consideration. Loan agreements are transparent and there are no hidden charges.

Representative Example: Maximum APR of 1698.1%. Given a Representative APR is 1325% if you borrow £200 over 6 months at 292.0% p.a. (fixed) your first repayment will be £33.60 followed by £96.00, £75.84, £66.88, £62.40 and £48.96 the following months.

How quickly do I get my loan?

Lending Stream loans are funded 24 hours a day, 7 days a week. Lending Stream can initiate the transfer process of funds into your account within 15 minutes after final approval of your loan subject to an assessment of affordability and credit worthiness.  Lending Stream are one of the few that proceed and fund loans 24 hours a day, 7 days a week.

How do I repay my loan?

Lending Stream will collect your repayments straight from your debit card on your agreed repayment dates, which are usually the dates you get paid. They will send you reminders before a payment is due to ensure you know how much is coming out and when.  It is important to make sure that there are enough funds in your account to cover all repayments as this could leave a negative trace on your credit score.

What happens if I miss payments?

If you are in danger of being unable to meet one of your repayments, you should contact Lending Stream friendly customer care team on 0203 365 0133    immediately to discuss your options. Failing to make a payment on time will result in a one-off charge of £15 being added to your loan balance, further missed payments could accrue more interest, please contact the team to address this situation as soon as possible.

Loan Qualification Criteria

  • You must be in regular employment (no self-employed applicants) with an income of at least £400
  • You must be a UK resident aged over 18 years
  • You must have a valid debit card with a UK bank account

Regulator information

  • Authorised and regulated by the Financial Conduct Authority, FRN 689378
  • Members of the Consumer Credit Trade Association
  • Members of the BCCA
  • Lending Stream is a trading name of GAIN Credit LLC


Lending Stream Short Term Loan

0203 365 0133


Please be aware: Defaulting on your loan will negatively impact your credit rating!  Late repayment can cause you serious money problems please be sure you can take on a loan. For facts on borrowing and advice we would recommend the following unbiased organisations:


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