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Nextcredit Loans

up to £750

Nextcredit is a direct lender offering short-term flexible instalment loans of £100 to £1000, payable over 14 days to 12 months.

Get a payday loan with Nextcredit Loans

Nextcredit is a direct lender offering short-term flexible instalment loans of £100 to £1000, payable over 14 days to 12 months. At Nextcredit there are no transfer fees or default fees on the instalment loans, and you can settle your loan early or overpay each month if you wish to repay the loan quicker and save yourself money. Nextcredit pride themselves on their flexible borrowing options, competitive daily interest rate and their customer service.  Nextcredit offer a number of different loan options from car repair loans to instalment loans.

Representative Example: Amount of Credit: £340.00. Term: 97 days. Interest: £194.36. 3 Monthly Payments Of: £178.11. Total Repayable: £534.36. Interest Rate: 292% pa (fixed). Representative APR: 1254%

How quickly do I get my loan?

Once you have registered and been approved for your first loan, Nextcredit will send your loan to your bank account via Faster Payments free of charge, usually within 15 minutes of your loan request.   You can request further loans (only 1 loan per customer at any time) by simply logging into your account. You can apply for a Nextcredit loan 24 hours a day, 7 days a week on their website.

How do I repay my loan?

Next Credit loan repayments are taken straight from your debit card on your agreed repayment date, this will usually coincide with your regular wage payment date.  It is important to make sure there are enough funds in your account to cover all repayments.

What happens if I miss payments?

If you are unable to make a payment or feel that you may not have the money in your account for them to collect, you should contact the Nextcredit customer care team on  01631 708602 immediately. Nextcredit may charge you a fee of up to £12 for a late payment on single payment loans If you are experiencing difficulties in repaying your loan, you can speak to the friendly and caring Nextcredit customer service team who will work with you to get your loan back on track.  It is important to realise that missed payments can leave a negative footprint on your credit score and can affect future loan applications. Please endeavour to make sure your make payments regular and on time. Nextcredit is the second lowest for missed payments found with online lenders at only £12.

Loan Qualification Criteria

  • You must be a UK resident
  • You must have a valid UK mobile telephone number
  • You must be over 18 years of age to apply
  • You must have a UK bank account with a valid debit card
  • You must be in permanent paid employment or self-employed

Regulator information

  • Nextcredit are authorised and regulated by the Financial Conduct Authority




01631 708602



Please be aware: Defaulting on your loan will negatively impact your credit rating!  Late repayment can cause you serious money problems please be sure you can take on a loan. For facts on borrowing and advice we would recommend the following unbiased organisations:


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