PiggyBank payday loans
up to £750
PiggyBank loans are a direct lender with no pay-out fee, no hidden costs and multiple repayment options. The fast online application form will give you a quick decision.
About PiggyBank payday loans
PiggyBank loans are a direct lender with no pay-out fee, no hidden costs and multiple repayment options. The fast online application form will give you a quick decision. PiggyBank Loans offer online payday and instalment loans from £100 to £750 from 7 days to a maximum of 5 months, lower loan amounts would be repaid in a shorter time usually.
Representative Example: Amount of credit £250.00 for 30 days. Total amount payable £310.00. Interest rate 292% (fixed). Interest £60.00 . Representative APR 1270%
How quickly do I get my loan?
PiggyBank loans are funded 24 hours a day, 7 days a week. Loans are funded within 1 hour of approval via Faster Payments free of charge. If your bank account does not use the faster payments system funds are transferred within 24 hours.
How do I repay my loan?
Loan repayments are taken directly from your debit card, usually to coincide with your payday, this date will be set up at application stage and it is very important to make sure that funds are available at the time of repayment or you may incur late payment fees.
What happens if I miss payments?
If you find yourself unable to repay your loan on its due date, you should contact the team at PiggyBank as soon as possible. You can call their specialist collections team on 0800 206 1560 and they will work with you to find a suitable solution to get the loan account settled. It is important to recognise a problem with repayments early to avoid any adverse entries made against your credit score. The PiggyBank customer advisors can help with any situation and will do their best to ease the stress of financial hardship. You should be aware that by extending the duration of your loan agreement, you may repay more than you originally agreed, but this will be fully explained to you should you need to delay a payment when you call to discuss. Failure to repay your loan in full on the agreed date will incur a £15 missed payment fee.
Loan Qualification Criteria
- You must be over 18 years old to apply for this loan
- You must be a UK citizen
- You must have a UK bank account with a valid debit card
- PiggyBank are authorised and regulated by the Financial Conduct Authority
- PiggyBank is a trading name of DJS (UK) Limited which is Authorised and regulated by the Financial Conduct Authority reference number 660382.
08002061560 firstname.lastname@example.org www.piggy-bank.co.uk
Please be aware: Defaulting on your loan will negatively impact your credit rating! late repayment can cause you serious money problems – be sure you can take on a loan. For facts on borrowing, plus advice, see the Government’s website, www.moneyadviceservice.org.uk, we would also recommend the following unbiased organisations: