Pounds to Pocket
up to £750
Pounds To Pocket payday loans have instalment terms between 6 to 12 months and the customer is able to borrow from £200 to £2,000.
About Pounds to Pocket
Pounds To Pocket payday loans have instalment terms between 6 to 12 months and the customer is able to borrow from £200 to £2,000. New customers may be limited to a smaller amount depending on the applicant’s position. All loans are subject to, applicant verification, affordability, traditional credit checks via various national databases in accordance with Pounds to Pocket’s responsible lending policy
Representative Example: Amount of credit: £900 for 11 months at £154.90 per month. Total repayment of £1,703.91. Interest: £803.91. Interest rate: 150% pa (fixed). 278.2% APR Representative.
How quickly do I get my loan?
You can make an application for a Pounds To Pocket loan on their website at any time as all loans are processed and funded 24 hrs a day,7 days a week. You can also use the Pounds To Pocket mobile app for loan approval in the go. You can also manage all instalment payments via their safe online account management secure payment page. Once your loan is approved funds are transferred within 10 minutes to your chosen bank account. Funds will be sent to your bank account the same day as approval If your bank does not support Faster Payments, as long as the loan is approved by 2.30pm.
How do I repay my loan?
Your Pounds To Pocket loan repayment instalments are taken directly from your credit card or via direct debit with your regularly scheduled payments automatically withdrawn from your bank account on your due dates. It is important to be aware that missing direct debit payments will incur additional charges from your bank as well as a late payment charge.
What happens if I miss payments?
If you should happen to miss a payment, Pounds To Pocket will charge a one-off fee of £15 and add it to your loan total. This charge is only available to be used once during your entire loan agreement, further late payments can incur issues with the loan contract. It is very important that if you think you are going to be in a position to miss a payment that you call the customer service contact team as soon as possible, they are available 24 hours a day, 7 days a week, and can be called on 0800 01631 06
Loan Qualification Criteria
- applicants must be over the age of 18 years old to apply for a Pounds To Pocket loan
- You must receive an income through employment or self-employment
- You must be a resident of the UK
- You must have a UK bank account
- Pounds to Pocket are authorised and regulated by the Financial Conduct Authority
- Members of the Consumer Credit Trade Association
- Pounds to Pocket is the trading name of CashEuroNetUK
Pounds To Pocket
Late repayments can often lead into serious money problems, for help before you find yourself in trouble, go to The Money Advice Service and they will give you unbiased advice on how to address your financial issues.