up to £1,500
Swift Sterling offer instalment loans they are a short-term loan that allows you to borrow money over a period of time that suits you. You can borrow up to £1,500 for up to 5 months.
About Swift Sterling
Swift Sterling offer instalment loans they are a short-term loan that allows you to borrow money over a period of time that suits you. You can borrow up to £1,500 for up to 5 months, first time applicants are limited to an £1,000 and a loan term of 5 months, but you are able to repay your Swift Sterling loan early without penalties, you only pay interest for the time that your loan runs. Loan limits and payment durations are subject to change and may vary. Swift Sterling pride themselves on being a responsible lender. All of the costs incurred are listed on our website and are transparent and detailed. There are no hidden charges. In order to get a loan from SwiftSterling.co.uk, the application is purely online, please ensure you can afford the payments before applying. Credit approval is based on individual circumstances and credit checks.
Representative Example; If £300.00 was borrowed for 140 days at a fixed daily rate of 0.8% (292% per annum), the total amount repayable is £528.30 (5 total payments of £105.66). Cost of Credit: £228.30. 1298% APR Representative
How quickly do I get my loan?
Most loans with Swift Sterling are transferred into your chosen bank account within a few hours, the loans are funded between 8 a.m. and 11 p.m., 7 days a week. Swift Sterling do not use the faster payments system.
How do I repay my loan?
Swift Sterling will endeavour to take the repayment instalments from your debit card, this usually will coincide with the dates you get paid from your employment. Swift Sterling will inform you of the date they are taking payments at least three days in advance by both email and SMS text message to ensure you are aware of the details.
What happens if I miss payments?
If you think there is a possibility of defaulting on your loan it is very important that you contact the Swift Sterling customer care team 0800 652 0097. You may be charged a fee of £15 for a missed payment and it is important to know that interests will still be added on to the loan amount up to a maximum of 100% of the amount borrowed. Swift Sterling customer care team are friendly and caring and aim to help with an affordable payment solution.
Loan Qualification Criteria
- you must be a UK resident over the age of 18
- You must be employed and have a net monthly income of at least £667
- You must be paid directly into a UK bank account and have a valid debit card.
- SwiftSterling.co.uk is a trading name of MMP Financial Limited – Firm Reference Number 718863
- MMP Financial are authorised and regulated by the Financial Conduct Authority.
Swift Sterling 0800 652 0097 firstname.lastname@example.org www.swiftsterling.co.uk
Please be aware: late repayment can cause you serious money problems – be sure you can take on a loan. For facts on borrowing, plus advice, see the Government’s website, www.moneyadviceservice.org.uk