up to £750
A loan from the WageDayAdvance plus loan company is a short term loan that you are able to repay in instalments ranging from 4 to 6 months.
Get a payday loan with WageDayAdvance Plus
A loan from the WageDayAdvance plus loan company is a short term loan that you are able to repay in instalments ranging from 4 to 6 months. New customers are limited to borrow up to a maximum of a £500, however returning customers can borrow up to £1,000. The minimum amount to borrow is £100 and instalments are over a 4, 5 or 6 month period.
How quickly do I get my loan?
Applying for a WageDayAdvance Plus Payday Loan can be done 24 hours a day online at their website. Many decisions are made instantly but some applications do have to be manually underwritten and can take a little longer. WageDayAdvance Plus loans use a loan decision engine that is unique to themselves, this engine takes into consideration your credit score and also your financial circumstances currently. Once your loan is fully approved, the money is transferred within one hour to your bank account via the Faster Payments service which is completely free of charge.
How do I repay my loan?
The WageDayAdvance Plus loan advisors would have set up a convenient date with you at the time of application for all the instalment payments for each month of the agreed plan. These repayments are taken directly from your debit card on the agreed date. It is imperative that you make sure you have enough funds in your account to cover your repayment instalments as penalty charges will incur with all late payments. The late payment charge from WageDayAdvance Plus loans is £15 per missed payment.
What happens if I miss payments?
WageDayAdvance Plus loans are only available for a maximum of a 6 month repayment period and is not suitable for long term borrowing. It is vitally important that you are aware that should you extend your loan by deferring repayment of your capital, the loan will cost a lot more and it also means it will take longer to repay the debt. Always try to repay any WageDayAdvance Plus loan in the optimum time to avoid any additional charges. Deferrals are based on the WageDayAdvance Plus advisor’s assessment of your credit worthiness, for example if you have been affected by an unexpected financial occurrence but your overall circumstances have not changed long term, the advisors may well allow a loan deferral, but this would be subject to the £15 missed payment charge. Deferrals are only permitted at the discretion of the advisors and are limited to a maximum of two referrals over the loan period.
Loan Qualification Criteria
- applicants must be over the age of 18 years old to apply for a wage day advance loan
- applicants must be a UK citizen
- applicants must have a UK bank account with a valid debit card
- WageDayAdvance Plus are part of CURO Financial Technologies Corp and are authorised and regulated by the Financial Conduct Authority
- Members of the Consumer Finance Association
WageDayAdvance Plus Loan
Late repayments can often lead into serious money problems, for help before you find yourself in trouble, go to The Money Advice Service and they will give you unbiased advice on how to address your financial issues.