Loans from £50 to £1000

A payday loan from Wonga is a short-term loan for borrowing between £50 and £400 and the repayment is made within 1 to 30 days. Returning customers are able to borrow up to £1,000.

Get a payday loan with Wonga

A payday loan from Wonga is a short-term loan for borrowing between £50 and £400 and the repayment is made within 1 to 30 days.   Returning customers are able to borrow up to £1,000. A Wonga loan is always repaid in full on your next payday. You are able to spread the cost of a Wonga loan over 6 months, but this application must be done on the phone with a customer service advisor this option is not available online.  Returning customers can also benefit from 5% cash back on their next 6-month flexi loan.

Representative Example: The representative APR is 1,509% APR. If you borrow £200 over 14 days at an interest rate of 292% pa (fixed), you would make one repayment of £222.40.

How quickly do I get my loan?

Wonga short term loans are usually funded within 5 minutes of approval directly into your bank account using the faster payment system, if your bank account does not have the faster payment facility, the transfer will take longer up to 24 hours.   There is no fee incurred on transferring your loan into your bank account.

How do I repay my loan?

The Wonga loan repayments are collected from your debit card on the agreed repayment date, but usually that coincides with your salary payment date.   This repayment date is made very clear throughout the entire application process and on your agreement documents.

What happens if I miss payments?

If you find yourself having problems with your finances and you think you are unable to make the agreed payment it is very important to contact the customer service team at Wonga as soon as possible.  Their telephone number is 0207 138 8331 and they are open 7 days a week until 8 p.m. including Sundays and bank holidays. The Wonga customer service team are committed to finding helpful and affordable resolutions to enable you to arrange a repayment plan.   You will be charged a one-off fee of £15 for missing the payment, this is placed on your account by 11 p.m. the third day from when your account was due to be paid. Interest is then added at 0.8% per day for up to 30 days after your repayment date. It is imperative to understand you will be amassing interest for everyday your payment is late.

Loan Qualification Criteria

  • You must be over 18 years of age to apply
  • You must be a UK resident
  • You must have a valid UK bank account and debit card
  • You must own a mobile phone

Regulator information

  • Wonga short term loans trade in the UK as wonga.com, a trading style of WDFC UK Ltd
  • Wonga are authorised and regulated by the Financial Conduct Authority


Wonga Short Term Loan 0207 138 8330 customercare@wonga.com   www.wonga.com



Late repayments can often lead into serious money problems, for help before you find yourself in trouble, go to www.moneyadviceservice.org.uk and they will give you unbiased advice on how to address your financial issues.

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